Praveen J & Associates
Consultation · Capital Gain Calculation

Capital Gain Calculation India — Equity, Property & MF — CA-Led

Shares, mutual funds ya property bechi? Capital gain proper calculate karna padta hai.

STCG / LTCG, indexation, grandfathering, Sec 54/54EC/54F exemptions — hum CA-led computation sheet share karte hain.

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Common Problems Companies Face

Sound familiar? You're not alone.

Equity vs MF vs property — alag-alag tax rates

Indexation kaise apply karu?

Grandfathering (31 Jan 2018) confusion

Sec 54 / 54EC / 54F exemption miss

Loss set-off & carry forward galat

Capital Gain kya hota hai?

  • Asset sale price minus indexed / actual cost = capital gain
  • Short-term (STCG) vs Long-term (LTCG) — holding period based
  • Equity LTCG: 12.5% above ₹1.25L (FY24-25)
  • Equity STCG: 20% (Sec 111A)
  • Property / debt: indexation removed (post 23 Jul 2024) — 12.5% flat
Note: Sahi exemption (Sec 54, 54EC, 54F) plan karke lakhon tax bachaya jaa sakta hai.

Who Should Use This Service?

Equity & MF investors

Property sellers (residential / commercial)

Gold / jewellery sellers

Startup founders exiting ESOPs

NRIs selling Indian assets

Benefits

  • Accurate STCG / LTCG bifurcation
  • Maximise exemptions u/s 54 / 54EC / 54F
  • Set-off & carry forward losses correctly
  • Avoid notices on AIS / TIS mismatch
  • Tax-efficient exit planning

Important Points

  • Equity holding > 12 months = LTCG
  • Property / unlisted shares > 24 months = LTCG
  • LTCG equity exemption ₹1.25L per FY
  • Sec 54: residential property reinvest within 2 years (build 3)
  • Sec 54EC: ₹50L NHAI / REC bonds within 6 months

Our Process

Simple, transparent, expert-led.

1

Share transaction statements

2

Classify STCG / LTCG asset-wise

3

Apply indexation / grandfathering

4

Apply Sec 54 / 54EC / 54F exemptions

5

Final computation + ITR-ready sheet

Documents Required

We'll guide you step-by-step on documentation.

Demat / broker capital gain statements
Mutual fund CAS
Property sale & purchase deeds
Improvement cost proofs
Reinvestment proofs (54 / 54EC / 54F)

Trusted by Individuals & Businesses

4.8/5 on Google
"Filed my ITR in two days — accurate and stress-free."
"Got my refund quickly. Excellent CA guidance."
"Tax notice resolved smoothly. Highly recommended."

Frequently Asked Questions

Per FY ₹1.25L tak LTCG tax-free; uske upar 12.5% (FY 2024-25).

Ready to file with confidence?

Expert CA filing, accurate computation, full compliance — talk to us today.

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